About Our Finance Calculators
ToolsFlash finance calculators use the same standard formulas banks and financial institutions use — the reducing-balance EMI formula, periodic compound interest, and exact percentage math. Everything runs in your browser: your loan amounts, savings and financial details are never sent to a server.
Which calculator do I need?
- EMI Calculator — borrowing money? See your exact monthly installment, total interest cost and a year-by-year amortization schedule for home, car, personal or education loans.
- Compound Interest Calculator — saving or investing? Project growth with optional monthly contributions and yearly, quarterly, monthly or daily compounding.
- Percentage Calculator — quick math for discounts, score percentages, price changes and rate comparisons.
- Mortgage Calculator — buying a home? Get your full PITI monthly payment (principal, interest, taxes and insurance) with a live cost breakdown.
- Discount Calculator — shopping smart? See the sale price, exact savings and the true total of stacked "extra % off" deals.
- Tip Calculator — dining out? Get the tip amount, total bill and each person's share when splitting, with quick 15/18/20/25% preset buttons.
- GST Calculator — billing or invoicing? Add GST to a base price or extract it from an inclusive price, with the CGST/SGST split for every slab.
- SIP Calculator — investing monthly? See your maturity value, wealth gained and a year-by-year growth table for any SIP plan.
- Income Tax Calculator — planning your salary? New-regime tax by slab with the 87A rebate, 4% cess, effective rate and monthly take-home.
- Loan Affordability Calculator — before you apply, learn the maximum loan you can safely borrow and your debt-to-income health.
- FD Calculator — fixed deposit maturity and interest with the quarterly compounding banks actually use, plus effective yield.
- RD Calculator — see what a fixed monthly deposit grows into at a guaranteed bank rate.
- PPF Calculator — the 15-year tax-free Public Provident Fund, extendable to 30 years, with a year-by-year balance table.
- CAGR Calculator — the true annualized growth rate of any stock, fund or investment from just start value, end value and years.
- Inflation Calculator — what today's money will be worth in the future, and what future money is worth today.
- Lumpsum Calculator — got a bonus or windfall? See the maturity value, growth multiple and doubling time of a one-time investment.
- Step-Up SIP Calculator — raise your SIP every year like your salary and watch the corpus nearly double vs a flat SIP.
- NPS Calculator — your National Pension System corpus at 60, the tax-free lump sum and the monthly pension the annuity would pay.
- Break-Even Calculator — running a business? The exact units and revenue where you stop losing money, plus profit targets.
- TDS Calculator — getting paid rent, fees, FD interest or commission? See the exact TDS deduction, threshold check and your net in-hand, including the no-PAN 20% rule.
- Invoice Generator — bill your clients professionally: line items, tax and discount with a live preview, downloaded as a clean PDF with no watermark.
- Salary Hike Calculator — got an offer or appraisal? Turn a hike % into your new salary (or old vs new into the exact %), with a 5-year compounding projection.