Free Finance Calculators

Accurate money math with zero friction — every calculator updates live as you type, with no signup and complete privacy.

About Our Finance Calculators

ToolsFlash finance calculators use the same standard formulas banks and financial institutions use — the reducing-balance EMI formula, periodic compound interest, and exact percentage math. Everything runs in your browser: your loan amounts, savings and financial details are never sent to a server.

Which calculator do I need?

  • EMI Calculator — borrowing money? See your exact monthly installment, total interest cost and a year-by-year amortization schedule for home, car, personal or education loans.
  • Compound Interest Calculator — saving or investing? Project growth with optional monthly contributions and yearly, quarterly, monthly or daily compounding.
  • Percentage Calculator — quick math for discounts, score percentages, price changes and rate comparisons.
  • Mortgage Calculator — buying a home? Get your full PITI monthly payment (principal, interest, taxes and insurance) with a live cost breakdown.
  • Discount Calculator — shopping smart? See the sale price, exact savings and the true total of stacked "extra % off" deals.
  • Tip Calculator — dining out? Get the tip amount, total bill and each person's share when splitting, with quick 15/18/20/25% preset buttons.
  • GST Calculator — billing or invoicing? Add GST to a base price or extract it from an inclusive price, with the CGST/SGST split for every slab.
  • SIP Calculator — investing monthly? See your maturity value, wealth gained and a year-by-year growth table for any SIP plan.
  • Income Tax Calculator — planning your salary? New-regime tax by slab with the 87A rebate, 4% cess, effective rate and monthly take-home.
  • Loan Affordability Calculator — before you apply, learn the maximum loan you can safely borrow and your debt-to-income health.